FCA Data Indicates Shift in UK Crypto Investment Trends

Crypto asset ownership in the UK has fallen to 8% of adults, down from 12% in 2024, based on a YouGov survey for the Financial Conduct Authority. This highlights a changing landscape for retail crypto investment.

The pullback follows a period of expansion, with the current ownership rate still well above levels seen in 2021. Meanwhile, public awareness of cryptocurrencies remains entrenched at 91%.

A significant trend within the data is the growth in average portfolio size. As the cohort of very small holders diminishes, the proportion of investors with holdings between £1,001 and £10,000 has expanded considerably. This reflects a deepening engagement among those who continue to participate.

Centralized exchanges have strengthened their role, serving as the acquisition channel for 73% of crypto users. When evaluating these platforms, investors consistently rank ease of use, reputation, and safety and security as their top considerations.